Nearly nine of 10 who seek individual market health insurance never buy a plan

New York, NY, September 14, 2006 -- A new report from the Commonwealth Fund finds that, as employers cope with rising health care costs by dropping health benefits or increasing employee cost-sharing through higher deductibles, workers and their families are being squeezed. When people lose coverage, many who turn to the individual insurance market find that coverage is unobtainable or unaffordable. The report also finds that those with high-deductible health plans are more likely than those with lower deductibles to have burdensome medical debt and to forego needed health care; those with low incomes are especially at risk.

An overwhelming majority--89%--of working-age adults who sought coverage in the individual market during the past three years ended up never buying a plan. A majority (58%) found it very difficult or impossible to find affordable coverage. One-fifth (21%) of those who sought to buy coverage were turned down, were charged a higher price because of a pre-existing condition, or had a health problem excluded from coverage.

"More workers and their families are losing employer-sponsored health insurance," said Commonwealth Fund Assistant Vice President Sara Collins, lead author of the report. "Most of the increase in the number of uninsured Americans--now upwards of 46.6 million--was due to a decline in workplace coverage. Although the individual market is a last resort for those shut out of employer-sponsored coverage, it is by no means a safe or secure haven for everyone."

People with High-Deductible Health Plans Face Potentially Large Cost Burdens The report also highlights the increasing cost burdens families are facing due to the decline in the quality of coverage and more cost-shifting to employees. Adults with high-deductible health plans--both those with individual market or employer-based coverage--have higher out-of-pocket costs than do those with lower-deductible plans. In addition, many adults with suc

Contact: Mary Mahon
Commonwealth Fund

Page: 1 2 3

Related medicine news :

1. Nearly half of children in Kenya with common type of severe malaria affected neurologically
2. Nearly half of public health employees unlikely to work during pandemic
3. Nearly half of people who need cholesterol treatment dont get it
4. Nearly half of people with diabetes are not using aspirin to reduce risk of heart attack and stroke
5. Nearly two million eye injuries in the US each year
6. Drug safety in the doctors office: Nearly half of patients have lapses in monitoring
7. STAMP system can help professionals to identify potentially violent individuals
8. Treatment of kidney condition requires an individualized approach
9. Gene chip discovery may lead to individualized treatment for 5 hereditary liver diseases
10. Mayo Clinic Cancer Center -- individualizing treatment for multiple myeloma patients
11. Rutgers College of Nursing professor to test exercise program for older individuals with CKD

Post Your Comments:

(Date:10/13/2015)... ... October 13, 2015 , ... The American Institutes for ... campus health staff caring for students who have experienced sexual assault and other trauma. ... White House during the Violence Against Women Act's 21st anniversary. , ...
(Date:10/13/2015)... ... October 13, 2015 , ... Califia Farms , one ... the release of its limited edition holiday seasonal flavors: Almondmilk Holiday Nog, new ... the unique flavor combinations and delicious taste Califia Farms’ beverages are known for, ...
(Date:10/13/2015)... ... October 13, 2015 , ... Altec ... their sponsorship of the Microsoft Dynamics AXUG, GPUG and NAVUG Summits to take ... and NAVUG Summit are independent user conferences designed and led by users to ...
(Date:10/13/2015)... , ... October 13, 2015 , ... Dr. Poneh Ghasri, ... New Today on September 18, 2015. The research, which was conducted at the Dental ... Sabbah and colleagues, show connections between stress during pregnancy and future dental health in ...
(Date:10/13/2015)... ... 2015 , ... Protein is essential to good health. You need it to ... how much protein does the average man need in order to stay healthy? ... 2015 issue of Harvard Men's Health Watch . Most Americans get about 15% ...
Breaking Medicine News(10 mins):
(Date:10/13/2015)... -- Families across the country have filed product ... pharmaceutical company,s blockbuster anti-nausea drug Zofran and congenital ... their fraudulent misrepresentations to prescribing physicians about the ...   Due to the large number of Zofran birth ... Panel on Multidistrict Litigation (JPML) has ordered that ...
(Date:10/13/2015)... LAS VEGAS , Oct. 13, 2015 ... field of vascular medicine and intervention through education and ... its annual conference,  VIVA 2015 . Sixteen trial results, ... be released for the first time on Monday and ... Vegas. --> --> ...
(Date:10/13/2015)... , Oct. 13, 2015   Generational Equity , ... businesses, is pleased to announce the acquisition of its ... Largo, Florida , by Meridian Biomedical, ... September 11, 2015. Florida ... --> Florida . To learn more, ...
Breaking Medicine Technology:
Cached News: